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By, age 55, is married and a mother of four children. She lives with her family in Kampong Thom province. To feed her children and send them to school, she is involved in retail business and piglet fattening business. Having experience in raising piglets for more than 10 years, she mentioned that pigs are not animals which are difficult to raise because they can eat rotten fruits, bran and veggies. The fact is that pigs and the pigpen need to be sanitized regularly to protect them from the bacteria and diseases caused by sewage. Her children are giving her a helping help in managing their retail store while By is busy with taking care of the piglets.

At this time, By needs working capital to sustain her shop, but she has inadequate capital. For this reason, she is requesting a loan of KHR 4,000,000 to buy grocery items for resale. With the increase of her inventory, she hopes to have more customers and generate more income.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 234
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • 4,065.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped By to buy grocery items for resale.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Sep 1, 2013
Currency Exchange Loss:
Dec 17, 2014