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Jamila's Group
In this Group: Jamila, Sumera
Jamila’s husband is a kind and hard-working person. He has grown old now and does not have as much working capacity as he was young. Her husband is a poor person but loves his family very much. He tries to make sure that his family does not have any needs left unfulfilled, so he keeps on with his carpentry work in old age. He is involved in his own business to have a regular income in the family. Her husband is involved in manufacturing and selling furniture, such as tables, chairs, beds, etc. He started this business over 35 years ago.

Jamila does not work; she stays at home and most of the days she gets sick. She has previously obtained loans for business; she is adding a second loan for her selection of handmade furniture. Today, her husband has many regular customers and also takes orders from other cities. This business yields a good income for her, but her family's needs are increasing day by day and he needs to earn more money. Now her husband wants to buy more raw materials for making furniture in order to expand his business. This is why she came to BRAC Pakistan and wishes to obtain a loan to buy raw materials for marking furniture.

Jamila hopes that this loan will prove beneficial and productive for her business as well as for her family. She says thanks to Kiva and its field partner BRAC Pakistan for this honorable support.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 373
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 103.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Jamila's Group's $550 loan helped a member to buy raw material for making furniture.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Aug 28, 2013
Currency Exchange Loss:
Jun 17, 2014