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Qurbongul is a mother of many children: four daughters ranging from eight to 23 and two sons aged 18 and 22. She lives with her large and happy family in the Yavan region. She and her older daughters work as seamstresses and her husband works in the department of social welfare. One of their sons is working in Russia, and three children are still in school.

Qurbongul wants to start a family business raising livestock. She already owns one cow of a local breed for her family's needs. She is requesting a loan of US$1,100 to acquire three cows and start a business fattening and selling cattle. She already has everything needed to house and raise cattle. Her husband and second son will help her with the new business.
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Курбонгул многодетная мать. У нее четверо дочерей в возрасте от 23-х до 8 лет и двое сыновей в возрасте 22 и 18 лет. Курбонгул проживает со своей большой и дружной семьей в районе Яван. Она вместе со старшими дочерьми занимается шитьем. Муж работает в управлении по социальной защите населения. Один их сын находится на заработках в России, а трое детей еще учатся в школе.
Курбонгул хочет заняться семейным животноводческим бизнесом. В ее хозяйстве имеется одна корова местной породы для нужды семьи. Курбонгул просит кредит в размере 1100 долларов США, чтобы приобрести трех голов коров и начать бизнес по откорму-продаже скота. У нее созданы все условия для содержания и выращивания скота. В новом бизнесе ей будут помогать муж и второй сын.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 116
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Qurbongul to purchase three cows to start a business fattening and selling cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Aug 27, 2013
Currency Exchange Loss:
Jun 17, 2014