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Pheng is a 35-year-old married woman and has three children. She was born in a family farm and learned farming from her parents.

Pheng and her spouse inherited a few pieces of land from both parents after they got married. However, their land doesn't produce enough to feed their children, so her husband and her oldest child work as paid laborers in a rubber tree plantation to supplement their income.

Their challenge is that they don’t have their own motorcycle for commuting to work, and motor taxis are expensive. Therefore, Pheng is looking for ways to facilitate their transportation needs by getting a loan through HKL, which she will use to buy a motorcycle. This will help them reduce unnecessary expenses and improve her family's living standards.

Pheng thanks Kiva lenders for the constant loan support.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 331
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • 4,091.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pheng to buy a motorcycle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 22, 2013
Sep 1, 2013
Currency Exchange Loss:
Aug 17, 2015