Pheng is a 35-year-old married woman and has three children. She was born in a family farm and learned farming from her parents.
Pheng and her spouse inherited a few pieces of land from both parents after they got married. However, their land doesn't produce enough to feed their children, so her husband and her oldest child work as paid laborers in a rubber tree plantation to supplement their income.
Their challenge is that they don’t have their own motorcycle for commuting to work, and motor taxis are expensive. Therefore, Pheng is looking for ways to facilitate their transportation needs by getting a loan through HKL, which she will use to buy a motorcycle. This will help them reduce unnecessary expenses and improve her family's living standards.
Pheng thanks Kiva lenders for the constant loan support.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.