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A married father of four children who lives in the Ponhea Leur district of Kandal Province, Ol is 56 years old and farms rice to make a living. With 33 years' experience in this business, he is able to earn up to 40,000KHR per day and to keep 20,000KHR each day as savings.

Ol has joined VisionFund, Kiva’s partner, as a first-time borrower. He is now applying for a loan to pay for his daughter’s university tuition. He hopes this loan will enable him to keep his daughter in university until graduation and also that it will help to relieve his family's financial burden so he can sustain and grow his business.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.


About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,100 helped Ol to pay for his daughter’s university tuition.
8% repaid
Repayment Term
50 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 28, 2013
Currency Exchange Loss: