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Residing in the Kandal Stoeng District of Kandal Province, Sinoun is 46 years old and married. She has four children, three of whom are dependents and still in school. She and her husband have struggled to feed their children by farming rice. She and her husband have been in this business for 18 years.

Sinoun has been with Kiva's partner, VisionFund, for three loans. She has successfully used the past three loans to better support her current business and also to improve her living condition. Now, she is applying as a fourth-time borrower with VisionFund to pay her son's university fees. She hopes that the loan will enable her to keep her son in university to pursue his degree, helping him to find a good job after graduation.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 55
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Sinoun to pay her son's university fees.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 28, 2013
Currency Exchange Loss:
Aug 17, 2015