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Abdul K.
This is 37-year-old Abdul K. He is married and has two children, aged 6 and 3 years; one is a school-going child. He has two additional dependents, who live with him because they are also school-going children, and they also help in domestic work.

In 2004, Abdul K. established his building materials (cements, iron rods, etc.) business. He began his business because he was lucky to have a job after his tertiary education. After two years of work service, he decided to resign. The salary he was earning was not enough to take care of his family. He started his business, which has successfully grown over the years.

Working seven days a week and 11 hours a day, he earns about 1,064,000 SLL (Sierra Leone leones) every month from this business. He would like a loan in the amount of 5,000,000 SLL. Abdul K. requires a loan in order to purchase tons of iron rods and bags of cement.

In the future, Abdul K. plans to expand his business and give his children a good education. Shortage in supply of goods is his challenge. His business requires a larger amount of capital, and he is hoping to get subsequent loans to boost his business. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,308.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Abdul K. to purchase tons of iron rods and bags of cement.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Aug 27, 2013
Currency Exchange Loss:
Mar 17, 2014