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Gloria Esperanza
Doña Gloria is 47 years old, works cultivating coffee, and is the head of her household and mother of 3 children. Along with her children and her husband, Gloria works in the field cleaning, fertilizing, cutting, and harvesting her crops. She was fortunate to be able to study for 6 years, thanks to the financial support she received from her parents, who sacrificed a lot in order to provide her with the opportunity. She has significant agricultural experience, since she began learning how to work the fields over 20 years ago from her parents. She is very grateful for their support as well as for having inheritted their land. She and her family work every day in order to generate enough income to cover their basic expenses.

Today she is asking for a loan in order to plant a new coffee crop of 13,000 plants, with which she hopes to generate greater income for her family.

Her future plans are to be able to have a large coffee plantation, little by little completing her dream of becoming one of the best coffee producers in the region. This way, she will be able to strengthen her economic position for her children and grandchildren.
View original language description ↓
Doña Gloria tiene 47 años de edad ella es caficultora, ama de casa y madre de 3 hijos los cuales trabajan y la apoyan a ella y a su esposo en las diferentes actividades del campo como: limpieza, abono, corte, recolección al final de la cosecha, etc. Ella tiene 6 años de educación cursados los cuales pudo realizar gracias al apoyo financiero por parte de sus padres que con mucho sacrificio hicieron. Tiene mucha experiencia en la agricultura ya que hace más de 20 años aprendió a trabajar la tierra gracias a la enseñanza de sus padres y agradece a ellos mismos por haber heredado la tierra que hoy en día junto a su familia trabajan para generar ingresos para cubrir las diferentes necesidades del hogar.

Hoy en día ella solicita un financiamiento para la siembra de chapola nueva (plantilla de café) en una cantidad de 13,000 ejemplares que generaran mayores ingresos para su familia mejorando la producción y ampliando su plantación.

Sus planes a futuro son los de poder obtener una buena cantidad de tierra plantada de café con la cual pueda poco a poco cumplir sus sueños de ser una de las mejores productores de café de la zona ya que de esa manera ella también fortalecerá el patrimonio para sus hijos y sus nietos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 10
    View loans »
    Honduras Loans Fundraising
  • $8,478,300
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Gloria Esperanza to prepare the earth in order to plant a new coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 15, 2013
Listed
Aug 23, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 19, 2014