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Ma Romana
Doña Romana is 45 years old, married, and is in great health with a lot of energy and desire to work. In her community, she is characterized as a friendly, respectful, and selfless woman, who works together with her son and their 5 children. The family works planting and cultivating coffee, which Doña Romana learned as a small girl in the company of her parents. They taught her how to work the earth as they could not support her with her studies due to the family's scarce economic resources. As a result, she dedicated herself to her work in order to help her family get ahead, although the income that she makes is very little and used mostly to purchase food. Her coffee crops are located about an hour away from her house by foot. Her dream as a mother is to be able to educate her children so they can live in better conditions one day, and to give them a better quality of life.

Doña Romana is asking COMIXMUL for a loan in order to buy fertilizer and other chemical products in order to best tend her coffee crops. She hopes to obtain a better production and greater income as a result.
View original language description ↓
Doña Romana es una mujer de 45 años de edad casada la cual goza de una excelente salud suficiente energía y muchos ánimos para trabajar. En la comunidad es caracterizada por una mujer amable, respetuosa y servicial la cual trabaja junto a su esposo y sus 5 hijos. En familia se dedican a la siembra y cultivo de café ya que ella aprendió desde pequeña en compañía de sus padres. Fueron ellos los que le enseñaron a trabajar la tierra ya que no pudieron apoyarla en sus estudios porque eran de escasos recursos económicos entonces ella decidió aprender a trabajar y ayudarle a su familia para salir adelante, los ingresos por parte del trabajo de la tierra son pocos y la distribución económica era específicamente para la alimentación. Sus cultivos de café están ubicados a una hora de camino desde su casa de habitación al cual se trasladan pie. Sus sueños como madre de familia es poder educar a sus hijos para que ellos puedan vivir en buenas condiciones y darles una mejor y mayor calidad de vida con un nivel educativo superior.

Doña Romana solicita un financiamiento a la cooperativa COMIXMUL para la compra de 4 QQ de urea, 4 QQ de abono 18-46-0, 4 QQ de abono 12-24-12, 1 litro de daconil, 10 QQ de gallinaza entre otros para poder asistir sus cultivos y obtener una mejor producción y una mejor ganancia de la venta de la misma.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 56
    View loans »
    Honduras Loans Fundraising
  • $8,008,900
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ma Romana to buy agricultural products for cultivating coffee.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 21, 2013
Listed
Aug 23, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014