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Vicenta is a 24-year-old housewife and farmer, with 2 children who are at school in different grades of education. She has had 3 years of primary education and along with her live-in partner she works in agriculture. She specialises in growing coffee and also grows corn and beans, products which are sold to various buyers who visit the area looking for products of a good quality and price. The crops are located in the property where she lives and she carries out the various tasks such as clearing the land, applying fertilizer, watering, pruning etc. at the end of each harvest.

At present one of the biggest challenges is the fall of prices in the marketplace and the rising cost of the supplies she needs to maintain the crops. This is why Vicenta has asked the COMIXMUL cooperative for a loan which she will use to buy coffee fertilisers: 13 quintals of formula 12-24-12, 8 quintals of formula 18-46-0, 6 quintals of ferty café, 8 kilos of nutri café and 6 bags of positrón which she will use to protect and nurture her crops.

Her plans for the future are to increase her harvests by buying more land and to grow a better, more attractive variety. Her dream is to be able to send her children to university so they can follow a specialised course to become successful professionals and can have a better standard of living.
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Vicenta es una joven de 24 años de edad ama de casa y agricultora, madre de 2 hijos los cuales están en la escuela en diferentes grados de educación. Ella tiene 3 años de educación primaria y en compañía de su compañero de hogar trabajan la agricultura siendo su especialidad el cultivo de café que además de ello también cultivan maíz y frijol productos que son vendidos a los diferentes compradores que llegan a la zona en busca de un producto de calidad y a un buen precio. Los cultivos están ubicados en la misma propiedad donde ella habita, esto facilita las diferentes actividades como la limpieza, el abono, riego, corta, etc. al final de cada cosecha.

Actualmente uno de los mayores desafíos es la baja de los precios en el mercado y el alza de los insumos para su mantenimiento por lo cual ha solicitado a la cooperativa COMIXMUL un financiamiento con el cual comprara: 13 QQ de fórmula 12-24-12, 8 QQ de fórmula 18-46-0, 6 QQ de ferty café, 8 kilos de nutrí café y 6 bolsas de positrón con los cuales protegerá y dará un mejor mantenimiento a sus cultivos.

Sus planes a futuro son los de poder extender más sus cosechas comprando más tierras y sembrar una mejor y más atractiva variedad. Sus sueños es poder enviar a sus hijos a la universidad, que se especialicen en una carrera que los convierta en profesionales exitosos y pueden tener un mejor nivel de vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $8,940,000
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Vicenta to buy agricultural supplies for growing her coffee.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Aug 23, 2013
Currency Exchange Loss:
Jul 17, 2014