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Okpe Group
In this Group: Clémentine Donsi , Adjoua Julienne , Kuassialé Natacha
OKPE is a group of three people who live in the same neighborhood. The group is representated by Clémentine Donsi, age 40, seen in the photo with her hand raised.

Clémentine Donsi never went to school. She is married to a man named Marcellin, and they don’t have any children. The couple live together, and they both provide for their household. To that end, Clémentine Donsi has been selling cosmetic products, hair extensions and charcoal locally for eight years. She buys her stock at a market in Bénin.

To bolster her working capital, Clémentine Donsi is seeking a 4th loan from ALIDé together with the other members of OKPE. All past loans were correctly repaid.
OKPE est un groupe composé de trois personnes qui sont résident dans le même quartier. La représente du groupe, nommée Clémentine Donsi (celle qui a la main levée sur la photo) est âgée de 40 ans. Clémentine Donsi n’a pas fréquenté l’école. Clémentine Donsi est mariée à un certain Marcellin. Le couple n'a pas d'enfant. Clémentine Donsi vit avec son mari. Les charges du ménage, sont supportées par Clémentine Donsi et son mari. C'est pour cette raison que dame Clémentine Donsi vend des produits cosmétiques, des mèches et du charbons de bois depuis huit ans dans sa région. Clémentine Donsi s'approvisionne dans un marché du Bénin. Dans le but de renforcer son fond de roulement, Clémentine Donsi s’associe aux autres membres du groupe OKPE pour solliciter un quatrième crédit auprès de ALIDé. Les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 488.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Okpe Group's $750 loan helped a member to buy cosmetic products, hair extensions and charcoal for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 26, 2013
Listed
Aug 26, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014