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Ma Matias
Matías is a 32 year old married woman. She enjoys excellent health, is energetic and very motivated to work. In the community, she is characterized as a very friendly, respectful, helpful woman who works along with her husband and five children. Her family is engaged in coffee planting and cultivation, which she learned from her parents when she was very young. As her parents had limited financial resources and could not support her education, they taught her how to work the land. Then she decided to learn to work and help her family get ahead. However, the income from working the land was a small amount and the money was distributed specifically for food. Every day, she walks to her coffee crops, which are located five kilometers from her home. As mother of the family, her dream is to be able to provide her children with higher education so that they can live in good conditions and have a better, higher quality of life.

Matías is requesting a loan from the Comixmul cooperative to purchase 4 quintals of urea, 4 quintals of 18-46-0 fertilizer, 4 quintals of 12-24-12 organic fertilizer, 6 liters of foliar fertilizer, 3 gallons of herbicides, and other items to help their crops. In this way, she will obtain a better production and, therefore, higher profits from the sales.
View original language description ↓
Doña Matías es una mujer de 32 años de edad casada la cual goza de una excelente salud suficiente energía y muchos ánimos para trabajar. En la comunidad es caracterizada por una mujer muy amable, respetuosa y servicial la cual trabaja junto a su esposo y sus 5 hijos. En familia se dedican a la siembra y cultivo de café ya que ella aprendió desde pequeña en compañía de sus padres. Fueron ellos los que le enseñaron a trabajar la tierra ya que no pudieron apoyarla en sus estudios porque eran de escasos recursos económicos entonces ella decidió aprender a trabajar y ayudarle a su familia para salir adelante y los ingresos por parte del trabajo de la tierra son pocos y la distribución económica era específicamente para la alimentación. Sus cultivos de café están ubicados a 5 kilómetros de distancia de su casa de habitación al cual se trasladan pie todos los días. Sus sueños como madre de familia es poder educar a sus hijos para que ellos puedan vivir en buenas condiciones y darles una mejor y mayor calidad de vida con un nivel educativo superior.

Doña Matías solicita un financiamiento a la cooperativa COMIXMUL para la compra de 4 QQ de urea, 4 QQ de abono 18-46-0, 4 QQ de abono 12-24-12, 6 litros de abono foliar, 3 galones de herbicidas entre otros para poder asistir sus cultivos y obtener una mejor producción y una mejor ganancia de la venta de la misma.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 107
    View loans »
    Honduras Loans Fundraising
  • $9,213,325
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ma Matias to purchase organic fertilizer, foliar fertilizer, urea and other items to cultivate coffee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 15, 2013
Aug 22, 2013
Currency Exchange Loss:
Sep 19, 2014