Eufracio only completed grade three as her parents are poor and couldn't afford anything further. Her dream is that her children get an education and have a better standard of living. She would like them to attend university. Her four older children help on the farm when they aren't studying, and the youngest is still small.
She is now seeking a loan from the COMIXMUL Cooperative to buy 3 loads of urea, 4 lots of 18-46-0 fertilizer, 5 lots of 12-24-12 fertilizer, 4 liters of leaf fertilizer, 2 gallons of herbicide, and 6 loads of corn and beans to plant. Eufracia knows it is important that the crops are well cared for so that she earns more money for her home and family.
Doña Eufracia actualmente solicita un financiamiento a la cooperativa COMIXMUL para la compra de: 3 cargas de urea, 4 cargas de abono 18-46-0, 5 cargas de abono 12-24-12, 4 litros de abono foliar, 2 galones de herbicidas, 6 cargas de maíz y frijol para cultivar ya que es necesario asistir y dar mantenimiento a sus cultivos como también extenderlos para generar mayores ingresos para su hogar y su familia.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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