Bienvenido 2 Group
The loan they'll get will benefit small business entrepreneurs like María Eugenia. She says she has been a member of Pro Mujer for seven years, having joined on the invitation of a friend who's a member. Currently she has a business making boxes for chocolate. She set the business up several years ago with her brother-in-law, then decided to set up her own work space.
The loan she's getting is to increase her capital with a purchase of cardboard. She'll acquire the cardboard from wholesale companies in the city of El Alto and, after making the boxes, sell them to chocolate factories. This job allows her to generate income to support her family, because she's married and has two children.
When asked what she likes about Pro Mujer she says working in groups.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María Eugenia es integrante, ella indica que hace siete años que integra Pro Mujer, ingresando por invitación una amiga que es socia de la institución. En la actualidad ella tiene un negocio de fabricación de cajas de chocolate; este negocio lo emprendió hace varios años de su cuñado, posteriormente decidió emprender su propio espacio de trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de cartón) que adquirirá de las empresas distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en las fábricas de chocolate. Esta forma de trabajo le permite generar recursos para mantener su familia, ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le trabajar en grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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