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Marta
Marta is 44 years old and married. She has a primary school education because her parents didn't have the resources to help her finish her secondary schooling. nonetheless, they taught her to work the land. The business they have now is growing basic grains such as corn and beans, and now she is starting to grow coffee in order to obtain more income for her family. She is the mother of 2 children. The oldest is 19 years old. He finished junior high school and decided to help his father in the fields. Their younger daughter is 16 and in the first year of upper high school in a nearby community. Her crops are located approximately 5 minutes from her house. They go there every day, since she, her husband and her son work there. The grains they grow and harvest are sold in the same community.

Marta has asked for a loan with which she plans on buying 2,300 units of seedlings (little coffee plants). She will also buy 5 quintals of urea, 5 quintals of 12-24-12 formula and 5 quintals of 18-25-0 formula. Another part of it will be used to prepare a parcel of land she has to plant the seedlings.

One of Marta's dreams is for her daughter to graduate so she can become independent. for her business, she hopes to be able to plant the coffee so that in the future it will generate earnings which she will invest in expanding her business so she can build assets for her two children. .
View original language description ↓
Doña Marta es casada y tiene 44 años de edad tiene un grado de educación primario completo ya que sus padres no tenían los recursos para poder ayudarle a culminar sus estudios a nivel secundaria. Sin embargo le enseñaron a trabajar la tierra el negocio al que ellos se dedican es el cultivo de granos básicos como ser maíz y frijoles y hoy está emprendiendo el cultivo de café esto con el objetivo de obtener más ingresos para su familia. Ella es madre de 2 hijos el mayor tiene 19 años y curso ciclo común y decidió ayudar a su padre en el trabajo del campo y la segunda hija tiene 16 años y está cursando el primer año de carrera en una comunidad cercana. Sus cultivos están ubicados aproximadamente a 5 minutos de su casa de habitación ellos se trasladan diariamente a pie ya que en esta actividad se involucran ella, su esposo y su hijo mayor. El grano que cultivan y cosechan lo venden en la misma comunidad.

Doña Marta ha solicitado un financiamiento con el cual planea comprar chapola 2300 unidades (plantitas de café), también comprara 5 QQ de urea, 5 QQ de fórmula 12-24-12 y 5 QQ de fórmula 18-26-0 y otra parte la destinara para la preparación de una parcela de tierra donde sembrara la chapola.

Uno de los sueños de doña Marta es graduar a su hija para que se pueda valer por sí misma, con respecto a su negocio espera lograr sembrar el café para que a futuro le genere ganancias las cuales invirtiera para ampliar su negocio y así lograr construir un buen patrimonio para sus dos hijos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,349,000
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Marta to buy agricultural materials and seedlings to plant coffee.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 20, 2013
Listed
Aug 22, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014