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Muhamed is a 30-year-old married man and a father of two children. He has been working in the agriculture sector for seven years. Muhamed is a hard worker and he has four employees. He is specialized in growing palm trees and selling dates. Muhamed takes good care of his production and makes sure that every tree has the care it needs to ensure high-quality production.

Muhamed is requesting a loan of 2,500 USD. He will use this loan to purchase organic fertilizers and renovate his farm. Muhamed expects that the loan will generate additional income that will enable him to buy livestock and develop his farm.

The story of Muhamed and his business is just one of the many examples from Izdiharona for Economic Development where clients have been able to improve their business with a small business loan product, specifically designed to meet the needs of small business where a relatively small capital can provide significant business improvement.

Additional Information

More information about this loan

This loan is part of Izdiharona's green loan program, which helps clients to gain access to environmentally friendly products that reduce pollution in Iraq.

About Izdiharona for Economic Development

Izdiharona for Economic Development (Izdiharona) is a nonprofit organization in Iraq that provides financial assistance to small and medium enterprises in need of capital so they can develop their businesses and train their staff. Founded in 2008, it currently operates ten branch offices throughout Iraq in the provinces of Baghdad, Babil, Basra, Karbala, Messan, Sulaymaniyah and more. Kiva lenders’ funds are used to provide education, startup, green, and youth loans, as well as interest free loans to the ultra poor and loans that support income generating projects for women.


About Iraq

  • $7,100
    Average annual income
  • 0
    View loans »
    Iraq Loans Fundraising
  • $9,342,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Muhamed to buy necessary organic fertilizers and renovate his farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Aug 27, 2013
Currency Exchange Loss:
Sep 18, 2014