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Muhanad is a 26-year-old married man and a father of two children. He has been working in the agriculture sector for six years. Muhanad is a hard worker; he is specialized in growing fruits and vegetables.

Muhanad is requesting a loan of 2,700 USD. He will use this loan to purchase organic fertilizers and a water pump. Muhanad expects that the loan will generate additional income that will enable him to buy a green house and install a drip irrigation system to save water consumption and waste.

The story of Muhanad and his business is just one of the many examples from Izdiharona for Economic Development of clients who have been able to improve their business with a small business loan product, specifically designed to meet the needs of small business where a relatively small capital can provide significant business improvement.

Additional Information

More information about this loan

This loan is part of Izdiharona's green loan program, which helps clients to gain access to environmentally friendly products that reduce pollution in Iraq.

About Izdiharona for Economic Development

Izdiharona for Economic Development (Izdiharona) is a nonprofit organization in Iraq that provides financial assistance to small and medium enterprises in need of capital so they can develop their businesses and train their staff. Founded in 2008, it currently operates ten branch offices throughout Iraq in the provinces of Baghdad, Babil, Basra, Karbala, Messan, Sulaymaniyah and more. Kiva lenders’ funds are used to provide education, startup, green, and youth loans, as well as interest free loans to the ultra poor and loans that support income generating projects for women.

About Iraq

  • $7,100
    Average annual income
  • 0
    View loans »
    Iraq Loans Fundraising
  • $9,342,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Muhanad to buy organic fertilizers and purchase a water pump.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Aug 27, 2013
Currency Exchange Loss:
Sep 18, 2014