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Margaret is a Kiva borrower. She describes herself as being very honest. She will use the KES 7,000 loan to buy a water dispenser that will benefit three people in her family. They face a challenge of accessing clean water. They will be able to store and access clean water from the dispenser for drinking. This is Margaret's third loan with SMEP Deposit Taking Microfinance Limited (SMEP DTM). Previous loans were repaid successfully.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 722
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 87.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Margaret to buy a water dispenser.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 22, 2013
Aug 27, 2013
Currency Exchange Loss:
Feb 17, 2014