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Malika
Malika is a very active young woman. She was born in the city of Isfara. At present, she is unmarried and lives with her parents. She also has an older brother. After finishing high school, Malika was not able to enter into the university owing to the financial difficulties in her family. However, after finishing school, she enrolled herself into courses to become a seamstress and obtained a lot of knowledge and experience in this field. She is a very talented and an artistic young woman who enjoys entrepreneurial work.

In order to help her parents, she decided to start her own small business. Malika does sewing and preparation of curtains to order. Also, at the behest of her clients, she uses her talent as a seamstress to make women’s clothes. She has been collaborating with Arvand since May of 2012 and she is very happy with their various financial offerings. She has high expectations for her future and she wants to develop her business.

At this time, Malika has decided to simplify and to advance her creative endeavors by obtaining modern, high-tech equipment. To improve her business, she wants to use a loan from Arvand to purchase a modern sewing machine. Malika expresses her gratitude to Arvand for their support.
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Малика молодая и очень активная девушка. Она родилась в городе Исфаре,пока не замужем и живет вместе с родителями. У неё есть также старший брат. Малика после окончания школы не смогла поступить в университет из-за финансовых проблем в семье. Поэтому она имеет среднее образование. Но после школы, она обучилась на курсах швеи и получила много знаний и опыта в этой сфере. Она очень талантливая и творческая девушка, любит предпринимательскую работу. Для того, чтобы помогать своим родителям, она решила начать свой маленький бизнес. Малика занимается шитьем и подготовкой занавесок под заказ. Также по заказу клиентов, используя свой талант занимается шитьем женских одежд. Она сотрудничает с Арванд с мая 2012 года и очень довольна разнообразной финансовой услугой Арванд. У нее перспективные взгляды на свою работу и она хочет развивать свою деятельность. На этот раз Малика решила упростить и усовершенствовать свою творческую деятельность путем приобретения современного высоко-технологического оборудования. Для этого она хочет купить новую современную швейную машинку, чтобы усовершенствовать свой бизнес. Поэтому, она обратилась в Арванд и хочет получить кредит на покупку новой швейной машинки. Малика выражает свою благодарность Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

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About Tajikistan

  • $1,388
    Average annual income
  • 283
    View loans »
    Tajikistan Loans Fundraising
  • $28,641,250
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Malika to buy a sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 2, 2013
Listed
Aug 26, 2013
Currency Exchange Loss:
Covered
Ended:
May 17, 2014