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Fatima Ama
Fatima Ama is a small-scale ‘banku’ seller. ('Banku' is a traditional Ghanaian dish, made with fermented corn/cassava dough that is mixed proportionally and cooked in hot water into a smooth, whitish, consistent paste.) She primarily sells her ‘banku’ in Ebubonko (near Cape Coast). She has had some formal education, as she is a junior high school graduate. She is married and has two children. Her husband is a driver. Fatima has been preparing and selling ‘banku’ for close to four years. Her income is used to help her husband pay the utility bills and their children’s school fees.

Fatima plans on using her loan to purchase an increased quantity of maize and cassava, which will enable her to meet rising customer demand. She hopes to use the profits from her enterprise to fulfill her dream of establishing a ‘banku’ stand, so she may sell from a fixed location in the future.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 36
    View loans »
    Ghana Loans Fundraising
  • $11,982,275
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Fatima Ama to purchase an increased quantity of maize and cassava, with which she plans to prepare and sell more banku.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 2, 2013
Aug 27, 2013
Currency Exchange Loss:
Dec 17, 2013