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Elena is a conscientious and spiritually rich woman. She is the only hope for her children. She is the protector of her home and hearth. Elena's husband passed away a few years ago and it was very difficult for her to cope with the family's expenses. For more than a year, she has been working as a cleaner at the Department of Internal Affairs. She does quality work, as she is a hard-working and orderly woman. Elena is raising two children, Parvina and Daler. For a long time, she has been planning to make repairs to her home, but she doesn't have enough money. She wants to repair all the rooms and to replace the windows. Elena is asking for a loan of 4,800 somoni to buy cement, putty, windows and doors. She is awaiting your kindness and counting on your charity.
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Елена добросовестная и душевно богатая женщина. Она единственная надежда своих детей. Она хранительница очага своего дома. Ее муж умер несколько лет назад, и ей было очень трудно справляться с семейными расходами. Она более 1 года работает в Отделе Внутренних Дел как уборщица. Елена качественно выполняет свою работу, так как она трудолюбивая и чистоплотная женщина. Елена воспитывает 2 детей. Ее дети Парвина и Далер. Елена уже давно планирует отремонтировать свой дом, но не имеет денег. Она хочет отремонтировать все комнаты и заменить окна. Елена запрашивает займ на сумму 4800 сомони для покупки цемент, шпаклевки, окна и двери. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 189
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Elena to buy cement, windows, doors, etc. to make repairs on her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Aug 26, 2013
Currency Exchange Loss:
Jan 17, 2015