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Surayo is a 42 year-old, divorced woman. She and her five children live in the Yavan district. Her oldest son works abroad, oldest daughter works at a dealer center, and the rest of the children still study. At the present time, Surayo does not work anywhere. She is planning to start a retail business. Surayo purchased a table and wants to sell food products near her house. Her initial capital amounts to 300 TJS. She is requesting this loan to purchase products. She wants to use this loan to buy cookies, chocolate, waffles and other products. She needs your support.
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Сурайё 42-летняя разведенная женщина. Она со своими пятерьмя детьми проживает в районе Яван. Старший сын находится на заработках за пределами страны, старшая дочь работает в дилерском центре, а остальные дети еще учатся. Сурайё в данное время нигде не работает. Она собирается начать торговый бизнес. Сурайё приобрела столик и хочет около дома торговать продуктами. Ее стартовый капитал составляет 300 TJS. Она просит кредит, чтобы закупить товар. На сумму кредита и сбережения она хочет приобрести печенье, шоколад, вафли и другие продукты. Она нуждается в вашей поддержке.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 122
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Surayo to buy cookies, chocolate, waffles and other products to start a retail business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Aug 26, 2013
Currency Exchange Loss:
Apr 16, 2014