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Sairakan is a 64-year-old widow. After her husband died she brought up three children by herself and managed her farm. She has a high school education. In order to bring in income for the family she raises livestock, having started out 43 years ago with the purchase of a cow for 2000KGS. Thanks to her persistent hard work, Sairakan currently has a milk cow and 22 head of small livestock on her farm. She also has a 4-hectare plot of land on which she grows safflower and beans every year. Her monthly income is 8000KGS.

In order to further expand her farm, Sairakan has turned to the Bai Tushum and Partners microfinance bank for a loan of 50,000KGS to buy a cow to increase her herd. She plans to use income from the loan to continue to grow the herd and to save up to improve her house.
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Сайракан 64 года, вдова, после смерти мужа сама воспитывает троих детей, а также ведет свое хозяйство. У Сайракан - среднее образование. Сайракан в качестве дополнительного дохода для своей семьи занимается животноводством, стартовав 43 года назад, с покупки скота на 2,000 сом KGS. Благодаря упорному труду Сайракан, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, а также 22 головы мелкого рогатого скота, а также имеет земельный надел размером 4,0 ГА поливной земли, на которой она ежегодно выращивает софлер и фасоль. Ежемесячный доход составляет 8,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Сайракан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на увеличение поголовья скота за счет покупки 1 коровы. Доходы от кредита Сайракан планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,298,300
    Funds lent in using Kiva
  • 48.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Sairakan to buy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2013
Aug 26, 2013
Currency Exchange Loss:
Sep 17, 2014