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Ermelinda is a 39-year-old married woman from Talibon, Bohol. She has 9 children. The oldest is 17 while the youngest is 7 months old. Ermelinda runs a sari-sari (variety) store. She sells various items like soft drinks, juice, biscuits, noodles, dishwashing liquid and soap. Ermelinda has been running a store for almost 10 years. Aside from running a store, Ermelinda goes fishing. She sells fish to augment her income. Ermelinda requested a loan of 6000 PHP to buy fishing nets, lift weights and various stock for the store. In the future, Ermelinda hopes that she could expand both her businesses to support the education of her children.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Community Economic Ventures, Inc.

Community Economic Ventures, Inc. (CEVI), based in Bohol, was awarded the Platinum Award for Transparency in Social Performance Reporting by CGAP. Social performance monitoring is imperative in measuring a microfinance institution’s effectiveness. The fact that CEVI is participating in this process speaks volumes about the organization’s commitment to serving its clients effectively. In addition to providing credit for its clients, CEVI provides savings, insurance, and training through regular cluster group meetings.

You can show your support for CEVI by joining the Friends of CEVI Kiva Lending Team. Learn more by visiting the CEVI website.

About Philippines

  • $1175
    Average annual income
  • 288
    View loans »
    Philippines Loans Fundraising
  • $52,221,600
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Ermelinda to buy fishing nets, lift weights and various stock.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Aug 27, 2013
Currency Exchange Loss:
Mar 25, 2014