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Maria Eugenia

Update on Maria Eugenia

María is a resident of the Waspam Sur neighborhood, which is located in a high crime area. She is now the mother of six children, with her oldest child being 17 and her youngest being only 1 year old. All of her children are dependent on her and husband, who work together from their horse-drawn cart. As traveling vendors, they sell corn on the cob, corn porridge, and rice pudding. All of these foods are traditional dishes in Nicaragua. Since María supports a large family, it can be very difficult since she has encountered low sales on numerous occasions.

With the loan she is requesting, María wants to build a portion of a security wall around her home. This will provide greater security for her children.

View original language description ↓
María, es habitante del barrio Waspam Sur, una zona con alto índice delincuencial, ahora es madre de seis hijos siendo el mayor de 17 y el menor de 1 año de nacido, todos dependen de ella y su esposo con quien trabajan mutuamente en un carretón halado a caballo, vendiendo de manera ambulante elotes de maíz, atoles de maíz y arroz con leche, todos los mencionados son comidas típicas de Nicaragua, de esta manera María mantiene a su numerosa familia, lo cual es muy difícil para ella porque muchas veces las ventas son malas. Con el crédito que solicita desea construir una parte del muro perimetral este de su vivienda, lo que le permitirá mayor seguridad a sus hijos.

Previous Loan Details

Maria Eugenia is a humble and extremely hardworking woman who has limited financial resources. She is the mother of five beautiful children who make her feel proud. Her job is that of a street vendor who sells corn on the cob, corn tamales, "wirilas" (sweet tortillas stuffed with cheese), tamal... More from Maria Eugenia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,386,550
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Maria Eugenia to buy cement, sand, iron, blocks, and gravel for building a security wall around her home.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 10, 2013
Aug 22, 2013
Currency Exchange Loss:
Dec 17, 2014