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María Laura
María is 36 years old, in a relationship, and the mother of four children (ages 19, 17, 15, and 13). She only completed school through the third grade. Her partner is a farmer and her children currently live with her. María’s oldest child is not in school, but her three other daughters are continuing their studies. She says that she has been in business for 13 years. Since her family was poor, Sra. María had to quit her studies. The business she started involved selling tortillas, but afterwards she began selling pastries, sodas, nougat candy, and potato chips. In order to be successful at everything, María must wake up at 5:00 A.M. so that she can prepare breakfast for her children. She then begins her household chores and preparing the goods that she will sell in the afternoon.


María has been selling traditional dishes for three years and says that she learned this all by herself. The need to help her partner continued after they began their relationship. Her children help her after they return from school. The work in her business begins at 1:00 P.M. and concludes at 6:00 P.M.


The loan she is requesting from Fundación Campo will be used to buy 30 “C” boards and 160 meters of roofing sheets so that she can repair the roof of her home. Her goals are to open a store and see her daughters graduate from the university. In addition, she would like to finish the construction of her house.

View original language description ↓
María tiene 36 años de edad, acompañada y madre de cuatro hijos de 19, 17, 15 y 13 años. Ella estudio solamente tercer grado. Su pareja se dedica a la agricultura, sus hijos viven actualmente con ella,el mayor ya no estudia, sus otras tres hijas siguen estudiando. La señora María comenta que se dedica al negocio desde que tenia 13 años, su familia era pobre por eso dejo de estudiar, el negocio con el que inicio es la venta de tortillas, pero después comenzó a vender pasteles,gaseosas,turrones y papas fritas. Para salir bien con todo se levanta a las 5 de la mañana a preparar el desayuno a sus hijos. luego comienza los quehaceres del hogar y prepara la venta de la tarde.

Lleva 3 Años de vender platos típicos, dice que lo aprendió sola. La necesidad de ayudar a su pareja la llevo a continuar después de acompañarse, sus hijos le ayudan después que llegan de estudiar. La jornada comienza a la 1:PM termina a las 6:PM

El préstamo que esta solicitando a Fundación Campo, es para comprar 30 polines” C “ y 160 metros de lamina para mejorar el techo de su vivienda. Su objetivo es, instalar una tienda, y que sus hijas se gradúen en la universidad, ademas, terminar de construir la casa.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 459
    View loans »
    El Salvador Loans Fundraising
  • $23,123,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped María Laura to buy materials for repairing the roof of her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 2, 2013
Listed
Aug 23, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 19, 2015