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José Gilberto

Update on José Gilberto

Don José is 67 years old and lives with his life partner and a granddaughter. Due to the poverty of his parents, who were unable to send him to school, he only finished second grade. He gets up each day at 5am to milk his cows, and afterwards he takes them to pasture, which is about 2 kilometers away. In the afternoon he goes to pick them up, gets them in the corral, and gives them water and a bit of hay. During the day he works cleaning, fertilizing and controlling the insects in his cornfield.

In order to purchase cows, he has to wait for a truck that takes people to the local market. He travels 30 minutes and upon arriving observes many cows all day long until he finds those that he likes. He then completes the deal with the seller, loads the animals on the truck and returns home.

The loan that he is requesting from Fundación Campo is to purchase a milk cow. In this way he will increase his number of animals and obtain a better quantity of milk. This will increase his income and provide subsistence for his family as well as satisfaction for the neighbors, since he sells them milk all the time.

Don José is planning to buy some cows from among the best milking breeds.
View original language description ↓
Don José, tiene 67 años de edad, vive con su compañera de vida y una nieta, y por problemas de la pobreza en que vivian sus padres no pudieron mandarlo a la escuela, fue por esa razón que solo estudio segundo grado. Se levanta a las 5:00 de la mañana a ordeñar sus vacas, después las lleva al potrero, el cual le queda a unos 2 kilómetros de distancia, por la tarde va a traerlas, para encerrarlas en su corral, les da agua y un poco de pasto, durante el día se dedica a las labores de limpieza, fertilización y control de plagas de su milpa.

Para comprar sus reses, tiene que esperar un camión de los que van para el tiangue, viaja durante 30 minutos, al llegar observa muchas reses, durante todo el día, hasta encontrar las que le gustan, luego cierra trato con la persona que le vende, carga sus animales en el camión y retorna a casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar una vaca lechera. Así aumentara su número de animales y obtendrá mayor cantidad de leche, esto incrementara sus ingresos, para la subsistencia de su familia y también tendrá satisfechos a sus vecinos; ya que les venderá leche todo el tiempo.

Don José, esta planificando, comprarse unas vacas de las mejores razas lecheras.

Previous Loan Details

José is 86 years old. He is married and has three children. He is a man with a great deal of energy and desire to work. He has been fattening and looking after young bulls for 50 years, an occupation he learned from his father. Each morning, José gets up to milk his three cows, then leads the... More from José Gilberto's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 658
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped José Gilberto to purchase a milk cow.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 14, 2013
Listed
Aug 22, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2014