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Celsa Dinora

Update on Celsa Dinora

Celsa is 51 years old and has a son. From a young age, she started helping her mother with the household chores. She also helped his father by bringing him the food to his workplace. Since it was a big family with few economic resources, she could not study and had to quit after a few basic courses. With time, she got married and had a son. Her life partner travelled to the United States and for a while was making sure they received some support. However, she has not heard from him for two years, only that he met another woman in the United States.

Her son, who is 16, is a student. During the weekends he works in agriculture and other activities in order to receive some income for the family. She works in agriculture with the help of her son and day laborers that she hires. With a lot of effort, she has managed to help her only son to get ahead. She has been doing this since she was very young. When she got married, her husband helped her to take care of 7,000 m2 planted with corn. She always hires laborers. Her plantations are located 1 km away from her house.

She will use the loan to buy agricultural supplies such as compost and fertilizer and to pay for the labor needed to prepare the land for the crops. She hopes to improve the plantations in order to have a more abundant harvest. In the future, she wants to see her son get ahead and pay for his studies, including the university if possible. With the loans she has received and with her hard work she will reach this goal. She will invest her profits in her son and to cover the family’s daily expenses.
View original language description ↓
Celsa es una mujer de 51 años de edad, tiene un hijo. Desde muy pequeña se dedico a ayudar a su madre en el trabajo pendiente en el quehacer de la casa y para el padre quien trabajaba la agricultura llevándole la comida al trabajo.
Siendo una familia numerosa y de escasos recursos económicos, no pudo optar a estudiar solo logro sacar los primeros grados, pasando el tiempo se caso y formo una familia quien procreando un hijo, pero su compañero de vida, se fue para Estados Unidos quien por algún tiempo estuvo muy pendiente de ella y su hijo; pero desde hace un par de años ya no supo de él, solo que se acompaño con otra mujer en los Estados Unidos.

Su hijo quien tiene 16 años estudia y los fin de semana se dedica a trabajar la agricultura y en otras actividades para que ingrese dinero a la familia.

Ella, se dedica a trabajar la agricultura siempre pagando mosos y con la ayuda de su hijo con mucho esfuerzo a logrado sacar adelante a su único hijo, se a dedicado a esta actividad desde muy joven y cuando se acompaño lo hizo por su cuenta en compañía de su compañero de vida, quienes trabajaban 7,000 metros cuadrados de maíz, siempre las hace pero pagando mosos, los cultivos se encuentran a un kilómetro de distancia de la casa donde reside.

Los fondos del crédito serán utilizados para la compra de insumos agrícolas: abonos, fertilizantes, pago de mosos y para preparar la tierra para el cultivo, se espera favorecer mejor el cultivo de maíz, con el objetivo de que su cosecha sea abundante.

Espera en un futuro sacar adelante a su hijo brindándole el estudio si es posible hasta la universidad, con los prestamos realizados y trabajando con mucho esfuerzo alcanzara esa meta, las ganancias serán invertidas en su hijo y en el consumo diaria del grupo familiar.

Previous Loan Details

Celsa is 51 years old, married, and has one child. Since she was very young, she has helped her father work in agriculture. Since her family was large and she was the oldest, she married at 19 years old and started working on her own in her husband's company. As the years went on, her husband lef... More from Celsa Dinora's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 563
    View loans »
    El Salvador Loans Fundraising
  • $23,525,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Celsa Dinora to buy compost and fertilizers and pay for the labor needed to prepare her land for cultivation.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 7, 2013
Listed
Aug 22, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014