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Elsa Lidia
Elsa is 51 years old, married and the mother of 9 children. She is a farmer and homemaker with a primary school level of education having completed the fifth grade since the financial resources of support by her parents didn’t allow any further. She has 9 children but only 4 live with them. The 5 older children already have their own homes and two of them send her remittances as they decided to emigrate to the United States. Of the four that live with her the oldest is 20 years old and was only able to attend school up to the fifth grade. The second is 18 years old and attended primary school but was not able to begin high school due to a lack of resources. They both work with their father. The third son is 16 years old and is finishing the first year of the cycle and the fourth is a girl of 11 years who is in the fourth grade. In the company of her children and her husband she works in agriculture, especially in the cultivation of coffee which is located near their house. The product at the end of each harvest is sold to an intermediary of the community who is engaged in the buying and selling of coffee.

She has requested a loan with which she will purchase 3 quintals of urea, 3 quintals of 12-24-12 formula, 2 sacks of fertilizers, 3 liters of herbicides, 3 liters of pesticides with which she will be able to give technical assistance to her coffee crops, protecting them from pests, etc.

She dreams of being able to give her children who are still studying the opportunity that she couldn’t give to her older children, supporting them in everything that is necessary so that they can finish their studies and become professionals.
View original language description ↓
Doña Elsa tiene 51 años de edad es casada y madre de 9 hijos agricultora y ama de casa con un grado de educación primario cursado hasta el quinto grado ya que las posibilidades de apoyo económico por sus padres no lo permitían. Tiene 9 hijos pero solo 4 viven con ellos, los 5 mayores ya tienen sus propios hogares y dos de ellos le envían remesas ya que decidieron emigrar a estados unidos. De los cuatro que viven con ella el mayor tiene 20 años y solo pudo estudiar hasta el quinto grado de primaria, el segundo tiene 18 años y el estudio plan básico pero no pudo comenzar el bachillerato por falta de recursos, ambos trabajan con el papa, el tercer hijo tiene 16 años y cursa el primer año de ciclo y la cuarta es una hembra de 11 años y está en cuarto grado. En compañía de sus hijos y su esposo se dedican a la agricultura especialmente al cultivo de café los cuales están ubicados cerca de su casa de habitación. El producto al final de cada cosecha es vendido a un intermediario de la comunidad la cual se dedica a la compra-venta.

Ella ha solicitado un financiamiento con el cual comprara 3 QQ de urea, 3 QQ formula 12-24-12, 2 sacos de fertilizantes, 3 litros de herbicidas, 3 litros de plaguicida con lo cual podrá darle asistencia técnica a sus cultivos de café protegiéndolos de plagas etc.

Ella sueña con poder darle a sus hijos que aun estudian la oportunidad que no pudo darle a sus hijos mayores apoyarlos en lo todo lo necesario para que ellos puedan culminar sus estudios y sean profesionales.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,342,850
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Elsa Lidia to purchase agricultural supplies for her coffee crops.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Aug 20, 2013
Aug 22, 2013
Currency Exchange Loss:
Mar 17, 2014