When Ismael was 23 he got married but he still helped his mother out. During his marriage he had 6 children who all have families of their own now. Four of them work with him in agriculture, growing 28,000 square metres of corn together. Ismael lives with just his wife, as his family all have their own homes.
The land where he works is 1km from his home and he has to get up early every day to get through all the necessary cultivation tasks. Sometimes he works all day and even has to stay up all night, since there are some pests which come at night. He works the 28,000 square metres with his children. They do a smaller proportion of the work but they help him as he has provided them with land to work on.
The loan will be used to buy agricultural supplies (manure, fertilisers), to pay for farmhands and to prepare the land for cultivation. Ismael hopes to improve his corn crop and manage to produce a bigger harvest so he can have a better income for himself and his wife.
With a lot of hard work and determination he wants to build a better house and to save a small amount of money from the profits he makes in agriculture to buy cattle.
A sus 23 años se caso pero siempre ayudaba a su madre. De su matrimonio tuvieron 6 hijos ya todos en la actualidad ya tienen su propia familia, 4 de ellos trabajan con él en la agricultura cultivando 28,000 metros cuadrados de maíz en compañía de sus hijos ya que ellos tienen su propio hogar y solo vive con su esposa.
El lugar en donde el cultiva esta a 1 kilómetro de su casa todos los días tiene que madrugar para terminar todo el trabajo que es necesario en el cultivo, en ocasiones trabaja el día completo y hasta por las noches tiene que desvelarse, debido a que hay algunas plagas que llegan de noche. Los 28,000 metros cuadrados, las trabaja con sus 4 hijos ellos lo hacen en menores proporciones; pero le ayudan a su padre ya que él, les proporciona las tierras para trabajar.
Los fondos del crédito serán utilizados para la compra de insumos agrícolas; abonos, fertilizantes, pago de mosos y para preparar la tierra para el cultivo, se espera favorecer mejor el cultivo de maíz y lograr al final de la cosecha una mayor producción y tener mejores ingresos para él y su esposa.
Con mucho esfuerzo y trabajo desea construir una mejor vivienda, poseer un pequeño ahorro comprando animales bovinos, a través de las ganancias que tenga en la agricultura.
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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