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Manos Unidas Group
In this Group: Livana America, Elena, Silvia , Giovanna , Irene , Maria Ines, Soledad Del Carmen

Update on Manos Unidas Group

Giovanna is 30 years old, single, with no children. Giovanna has made a living for three years through the sale of children’s clothing, working in a small store every day. She has had the goal of coming out ahead and so be able to help her family and be able to pay her children’s schools. Using the strength that she has to come out ahead, Giovanna has managed to improve her economy and improve her quality of life, and so continue improving her business. Her greatest dream in life is that her children become professionals.

She will invest the loan awarded to her in the purchase of more children’s clothes, and so be able to have a better income. Giovanna is wearing a green t-shirt. At the same time, she says goodbye to Kiva and Edaprospo with a hug, and is thankful for the loan provided since it makes her progress possible.
View original language description ↓
la Sra. giovanna de 30 años soltera y con 3 hijos, la Sra. Giovanna se dedica ya hace 3 años a la venta de ropa para niños en un pequeño local todos los días con el merito de salir adelante y así poder ayudar a su familia y poder pagar los colegios de sus hijos con el esfuerzo que tiene de salir adelante , la Sra. Giovanna ha logrado mejorar su economía y mejorar su calidad de vida , y así Seguir mejorando su negocio , su mayor sueño en la vida es que sus hijos sean profesionales , Con el préstamo otorgado lo invertirá en comprar más ropas para niños y así poder tener más sra. giovanna se encuentra con un polo de color verde A la vez se despide con un abraso a Kiva y Edaprospo y agradece el crédito brindado ya que hace posible su progreso.

Previous Loan Details

This group consists of responsible women who engage in different business activities. All of them reside in the District of Agustino and are members of the Communal Bank “Manos Unidas” (Joined Hands). One of the members is Sra. Giovanna. She is a 31-year-old single mother with two children... More from Manos Unidas Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 179
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Manos Unidas Group's $3,875 loan helped a member to buy children's clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 19, 2013
Aug 21, 2013
Currency Exchange Loss:
Jan 17, 2014