Barthelemy is 39-year-old man from Benin, married to Ida, a seamstress. Together, they have three children, some of whom are school-age, and also have one child who was entrusted to them. For 25 years, Barthelemy has worked with passion in the field of electro-mechanics in his workshop, and is renowned in his neighborhood for his good work. He asks today for his fifth loan, having completely paid back the others with no concerns, in order to strengthen and develop his business. He regularly visits Nigeria to buy electronic parts in order to repair the electronic equipment that his customers bring to him. From now on, he wishes to also buy DVDs and TV sets so that he can resell them. He will save the profits in the hopes of soon being able to buy his own piece of land.
Barthelemy est un béninois de 39 ans marié avec Ida, une couturière. Ensemble ils ont eu 3 enfants, dont certains sont en âge d'être scolarisés, et ont 1 enfant qui leur a été confié.
Depuis 25 ans, Barthelemy exerce avec un passion le métier électromécanicien dans son atelier et est réputé dans son quartier pour son bon travail.
Il demande aujourd'hui son 5ème prêt, les autres ayant été remboursés dans leur intégralité sans aucun soucis, afin de renforcer et développer son activité. Régulièrement il se rend au Nigeria pour acheter des pièces électroniques afin de réparer les équipements électroniques que ses clients lui apportent.
Dorénavant, il souhaite aussi acheter des DVDs et des postes de télévision pour pouvoir les revendre.
Il épargnera les bénéfices dans l'espoir de pouvoir bientôt acheter sa propre parcelle
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.