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Adjodekon 2 Group
In this Group: T. Catherine, Célestine, Firmine
"ADJODEKON 2" is a group composed of three persons who are friends participating in tontines together. The group's representative, T. Catherine (with her hand raised in the photo) is 47 years old. She did not attend school, and she is married to a mason named Paul. The couple have two children, of whom neither are in school, but one is in their care. T. Catherine [takes care of] her children by herself. She ensures that the household expenses are covered. To meet her children's needs with too much difficulty, she has been hawking plates for ten years. She also sells coolers (insulated containers). She gets her supplies from a market in Benin.

With the goal of diversifying her business and earning a loyal customer base, T. Catherine joined with the other members of the group "ADJODEKON 2" to request a second loan from ALIDé. The first loan was indeed paid back.
View original language description ↓
ADJODEKON 2 est un groupe composé de trois personnes qui sont des amies et font des tontines ensemble. La représente du groupe, nommée T. Catherine(celle qui a la main levée sur la photo) est âgée de 47 ans. T. Catherine n'a pas fréquenté l’école. T. Catherine est mariée à un maçon du nom de Paul. Le couple a deux enfants, aucun des enfants n'est scolarisés et un est à leur charge. T. Catherine seule avec ses enfants. Les charges du ménage sont assurées par T. Catherine. Pour répondre sans grande difficulté aux besoins de ses enfants, T. Catherine vend des assiettes de façon ambulante depuis dix ans. T. Catherine vend également des glacières. T. Catherine s'approvisionne dans un marché du Bénin. Dans le but de diversifier son activité, et de fidéliser sa clientèle T. Catherine s’associe aux autres membres du groupe ADJODEKON 2 pour solliciter un deuxième crédit auprès de ALIDé. Le premier prêt a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 491.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Adjodekon 2 Group's $675 loan helped a member to purchase plates and coolers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 23, 2013
Aug 25, 2013
Currency Exchange Loss:
Jun 17, 2014