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Delmy

Update on Delmy

Delmy is 34 years old and lives in a village in the municipality of Omoa, in the department of Cortes. She is in a civil union with her partner, with whom she has three children, whereof the two older ones go to school. Delmy has been running her own business for more than three years, selling foodstuffs, knick-knacks, and candy. Nowadays her business is better stocked, like a corner store, and she offers basic grains, soft drinks, juices, chips, sausages, school supplies, knick-knacks, etc.

This is her fourth loan and she will use the 18,000 lempiras to buy basic grains, meats, sausages, soft drinks, and other groceries to have in stock. Her plan is to grow with her business and improve it every day, so that she can offer her children a better quality of life.
View original language description ↓
Delmy tiene 34 años de edad y vive en una aldea del municipio de Omoa, en el departamento de Cortes. Vive en unión libre con su pareja con quien tiene 3 hijos, los dos mayores están estudiando. Delmy tiene mas de tres años de tener su propio negocio de venta de productos alimenticios, vanidades y golosinas, ahora ya tiene mejor su negocio mas surtido como una pulpería, ofrece granos básicos, refrescos, jugos, churros, embutidos útiles escolares, vanidades, etc. Actualmente solicita el cuarto ciclo de préstamo el cual es por 18,000 lempiras y lo va invertir en la compra de granos básicos, carnes, embutidos, refrescos y otros abarrotes, para mantener surtido. Su plan es crecer con el negocio y superarse cada día más en su negocio y así dar mejor calidad de vida a sus hijos.

Previous Loan Details

Señora Delmy is 32 years old and lives in the village of Rio Chiquito in the department of Cortes. She has spent the last four years with her partner Luis. He is a cashier. Delmy has two children; a daughter of 11 and a son of 13, and they both attend school. Delmy started her business in 2... More from Delmy's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Delmy to buy basic grains, meats, sausages, soft drinks, and other groceries to stock her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 30, 2013
Listed
Aug 21, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014