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Rosa Nely
Rosa is 25 years old, in a relationship, and has two children. She has been working in agriculture for 15 years, and her speciality is the cultivation of coffee. She learnt this activity together with her partner and her parents, since they have been farmers their whole lives. Rosa has completed primary school thanks to the support of her parents.

In agriculture, coffee is a particularly delicate product and if it isn't treated in time with the necessary inputs, the whole harvest can be lost. That is why she has requested a loan from the cooperative COMIXMUL, which she will use to buy 12 kg of fertilizers, 12 kg of urea, 10 kg of coffee formula, and other things that she will use to keep her cultivation safe and healthy for the next harvest.

Her long-term goal is to expand her cultivation of coffee by buying more land, sow a type of coffee that is more competitive, and use more machinery. Her dream is to use her income to offer her family a better quality of life, better study opportunities than she had herself when she was young, and to send her children to university so that they can become resourceful persons.
View original language description ↓
Rosa tiene 25 años de edad está acompañada y tiene dos hijos. Cuenta con 15 años de dedicarse a la agricultura siendo su especialidad el cultivo de café. Ella aprendió dichas actividades en compañía de su pareja y de sus padres ya que ellos han sido desde toda una vida agricultores. Tiene un grado de educación primaria completo el cual pudo cursar gracias al apoyo brindado por sus padres. En la agricultura especialmente con el café es un producto delicado y de no tratarse a tiempo con los insumos necesario puede perderse la cosecha completa.

Es por ello que ha solicitado un financiamiento a la cooperativa COMIXMUL con el cual planea comprar 12 QQ de fertilizantes, 12 QQ de urea 10 QQ de formula cafetalera entre otros con los cuales mantendrá segura y sana para la próxima cosecha.

Sus metas a largo plazo son las de ampliar sus cultivos de café con la compra de más tierra, sembrar una variedad de café más competitiva y tecnificar sus cultivos. Sus sueños es mediante a los ingresos darle a su familia una mejor calidad de vida, mejores oportunidades de estudio de las que ella tuvo en su juventud dando la oportunidad a sus hijos de enviarlos a la universidad para que sean personas de provecho.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 20
    View loans »
    Honduras Loans Fundraising
  • $8,346,875
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Rosa Nely to buy fertilizers, compost, and urea for her coffee cultivations.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 17, 2013
Listed
Aug 21, 2013
Currency Exchange Loss:
Possible