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Kalsoom is a 28-year-old married woman, living in the area of Lahore, Pakistan. She is the mother of three children and equally responsible for all of them. She belongs to an ultra poor family, that is why she cannot afford the educational expenses of all her children.

One of her sons goes with his father to help him in his business. Her husband owns a blacksmith shop in which he provides welding services. He also provides door to door services to his customers. Due to the increase in the price of iron, he is unable to buy sufficient welding materials such as welding rods, soldering rods, etc. to carry on his business.

To fulfill the demand of his customers and to run his enterprise he needs some capital to buy welding material. Kalsoom requested a loan from Kiva’s field partner BRAC Pakistan for her husband so that he would be able to buy material to carry on his business.

Kalsoom is very glad and thankful to Kiva and its field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 362
    View loans »
    Pakistan Loans Fundraising
  • $15,694,800
    Funds lent in using Kiva
  • 103.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Kalsoom to buy welding rods, soldering rods, and iron pieces for manufacturing.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 19, 2013
Aug 26, 2013
Currency Exchange Loss:
Jul 17, 2014