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Julio Alberto
Jose is forty-nine years old. He has worked in agriculture since he was eight. He attended school only until the second grade of primary school. He now has a partner and three children.

He purchases products in a city about twelve kilometres from his community. To do so he must hire a private vehicle to make the trip so he can buy and return home with the products.

The loan that he is requesting from Fundación Campo is to buy six bags of manure to fertilize 14,000 square meters of watermelon and 14,000 square meters of sesame. He will also pay for the land to be prepared for sowing, keeping in mind that the unskilled labour is like family.

With the loan he will fulfil the need to buy supplies and will be able to give the necessary care and fertilization to his crops at the proper time.

In the future he plans to build a decent and safe home where his children have privacy. They are all older and the bedrooms do not have divisions. This is his dream. He also wants his youngest son who is in school to continue studying and to have a career.
View original language description ↓
José cuenta con 49 años de edad, se dedica a la Agricultura desde los ocho años de edad, sus estudios solo fue hasta segundo año de primaria. En la actualidad está acompañado, tiene tres hijos.
Compra los productos en la ciudad a unos 12 kilómetros de la comunidad, para ello debe buscar un vehículo privado para que le realice el viaje a comprar sus productos es así que hace llegar a su casa los productos.
El préstamo que esta solicitando a Fundación Campo, es para comprar 6 sacos de abono, para fertilizar 14,000 metros cuadrados de sandia y 14,000 metros cuadrados de ajonjolí. A demás, pagara la preparación de la tierra hasta tenerla de punto de siembra tomando en cuenta que la mano de obra no calificada es parte de ellos como familia.
Con el préstamo estará satisfaciendo la necesidad de comprar sus insumos y estar seguro que le dará el cuido necesario a su s cultivos su fertilización a tiempo adecuado.
En el futuro planea hacerse de una casa digna, segura donde sus hijos tengan privacidad todos es tan grandes y los dormitorios no tienen divisiones. Su gran sueño es eso y que por lo menos el último de sus hijos que está estudiando que no deje de estudiar que sea profesional.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 562
    View loans »
    El Salvador Loans Fundraising
  • $23,939,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Julio Alberto to buy six bags of manure to fertilize 14,000 square meters of watermelon and 14,000 square meters of sesame. He will also pay for the land to be prepared for sowing, keeping in mind that the unskilled labour is like family.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 13, 2013
Listed
Aug 21, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013