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Sarah is a single mother of five children, and three of her children go to school. She also takes care of additional family members (mother). She has a business of a beauty salon and has been in this business for eight years.

She has applied for a loan of 300,000 Uganda shillings from MCDT SACCO to buy more boxes of cream relaxers, weaves and braids. She generates additional income through selling soda and juices. She works from home seven days out of every week and sells on a retail basis. Her major business challenges includes seasonality, and on-and-off electricity and piped water. She is aspiring of owning a fully stocked beauty salon and also to educate her children up to university.

She resides in her own house, and the family has access to electricity but not to piped water. Her monthly expenses includes rent and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 201
    View loans »
    Uganda Loans Fundraising
  • $31,373,750
    Funds lent in using Kiva
  • 2,578.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Sarah to buy more boxes of cream relaxers, weaves and braids.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 13, 2013
Aug 26, 2013
Currency Exchange Loss:
Nov 18, 2013