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Murod is 51 and a resident of the J. Rumy region. He works on the water canal and has a wife and four children. Murod has decided to work on his own family business so that he can earn more money, as his current salary does not cover his family's needs. He is preparing to start a business fattening and selling big-horned cattle, and will be dividing his time between this business and his main job with the help of his wife and children. Murod's starting capital amounts to 670 Tajik somoni, and he is requesting a loan to buy four steers and calves. Murod plans to buy about four head of cattle every month, and after 30 days of feeding will sell them at the local cattle market for a profitable price. The revenue he receives will be used to put on his son's wedding.
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Мурод житель района Дж.Руми. Ему 51 год. Он является сотрудником водоканала. У него жена и четверо детей. Мурод решил заняться собственным семейным бизнесом, чтобы получать хорошую прибыль, так как его зарплата не хватает на нужды семьи. Он собирается открыть бизнес по откорму и продаже крупнорогатого скота и будет совмещать его со своей основной работой. Ему будут помогать жена и дети. Стартовый капитал Мурода составляет 670 таджикских сомони. Он просит кредит чтобы купить 4-х бычков и телят. Мурод планирует каждый месяц закупать по 4-х голов скота и после 30 дней откорма продавать на местном скотном рынке по прибыльной цене. Полученный доход он хочет использовать для проведения свадьбы сына.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 195
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Murod to buy four steers and calves, in order to start a business and earn profits to pay for his son's wedding.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 6, 2013
Aug 26, 2013
Currency Exchange Loss:
Sep 17, 2015