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Christine's Group
In this Group: Christine, Maimouna, Angele, Sira, Safy, Ami, Sounkar, Mabintou, Banna, Dienaba, Djirina, Dienabou, Saly, Fanta, Germaine, Dianke, Mariama*
* not pictured
Created on November 28, 2003, the 'banc villageois' is composed of very dedicated women developing revenue-generating businesses. The women all live in the same village and maintain values of solidarity, which they found out how to strengthen while developing their businesses. Their main work is in small-scale commerce along with rainy season farming.

Ms. Christine (sitting at the right with her hand raised) is the featured borrower in this group. She is 48 years old, married, and the mother of one boy. A very enthusiastic woman, has a business that involves collecting cashew nuts from villagers for resale to exporters. She is also a seller of palm oil, which she purchases in the sub-region and sells by the 1-liter bottle in the capital.

Her new loan will enable her to purchase a dozen 20-liter containers of palm oil at 16,000 francs CFA per containers and to resell the oil at 1,000 francs per liter.

With the profits, she plans on helping her husband with day-to-day tasks, and the rest is for bolstering her savings for future investments.
View original language description ↓
Créer le 28 novembre 2003, le banc villageois est composé de femmes très engagées dans le développement d’activités génératrices revenus. Elles vivent toutes dans le même village et entretiennent des valeurs de solidarité qu’elles sont sues renforcer au fur et à mesure qu’elles développent leurs activités. Elles ont comme activité principale le petit commerce accompagné de la culture saisonnière sous pluie.

Madame Christine (assise à droite avec une main levée), est l’emprunteuse vedette de ce groupe. Elle est âgée de 48 ans, elle est mariée et mère d’un garçon. Très enthousiasme, son activité consiste à la collecte de noix de cajous auprès des villageois pour la revente à des exportateurs, de même elle est vendeuse d’huile de palme qu’elle achète dans la sous région, qu’elle revend à la capitale par bouteille d’un litre.

Son nouveau prêt lui permettra d’acheter une dizaine de bidons de 20 litres d’huile de palm à 16 000 FCFA le bidon pour la revente par litre à 1 000 F CFA.

Elle compte avec les bénéfices assister son mari dans les tâches quotidiennes et pour le reste renforcer son épargne pour de futurs investissements.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 46
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 491.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Christine's Group's $3,000 loan helped a member to purchase palm oil to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 3, 2013
Aug 23, 2013
Currency Exchange Loss:
Mar 17, 2014