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Yawa Z. is a small business owner and is 32 years old, married and a mother of 2 children. To earn money, she works at the general market in Avétonou, a village located approximately 100 kilometers from Lome, the Togolese capital. With this first credit from FECECAV, she would like to buy bags of rice, sugar, salt and other products in order to build her supplies and subsequently resell them. With this growth, she could better answer the requests of her customers and provide for the needs of her family.

Translated from French by Ivana Kostic, Kiva Translator

Yawa Z. commerçante de petits détails est âgée de 32 ans, mariée et mère de 2 enfants. Pour gagner de l’argent elle opère un marché général à Avétonou, un village situé à environ 100 kilomètres de Lomé, la capitale Togolaise. Avec son premier crédit de FECECAV, elle espère acheter des sacs de riz, du sucre, du sel et autres produits variés pour augmenter son stock et revendre en détail. Avec cet agrandissement, elle peut mieux répondre aux demandes de ses clients et subvenir aux besoins de sa famille.

Additional Information


FECECAV is a cooperative union registered in 1997. Its mission is to serve the financial needs of local people who have been excluded from the traditional financial system. It serves more than 50,000 members in the Plateau and Maritime regions of Togo. FECECAV is a not-for-profit organization.

About Togo

  • $1,500
    Average annual income
  • 1
    View loans »
    Togo Loans Fundraising
  • $8,894,800
    Funds lent in using Kiva
  • 428.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Yawa purchase of bags of rice, sugar, salt and other products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 5, 2008
Aug 13, 2008
Currency Exchange Loss:
Oct 15, 2009