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Merushe is 47 years old and lives with her husband and three children in a small village in the southern part of Kosovo. To earn a living, her husband works as a construction worker for a private company earning a small income for their family. For quite some time now, Merushe has owned a cow. She sells the cow milk in her neighborhood. She earns 140 Euros per month by selling the milk.

Her stable is very old. For the first time, she is requesting a loan in order to renovate the stable and buy another cow. The loan will help her to expand and develop her business and she hopes that another cow will help her to increase her income. Her goal is to sell milk and milk products so that she can improve the living conditions for her family and provide a better quality of life and opportunities for her children. She wants to thank all Kiva lenders.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 8
    View loans »
    Kosovo Loans Fundraising
  • $1,803,225
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,075 helped Merushe to renovate her stable and buy another cow.
96% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Aug 25, 2013
Currency Exchange Loss:
Mar 17, 2015