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Sayora is a 49 year old married woman. She lives in the Shahrituz region. Sayora has two sons who help with her work. She farms, and her husband is a migrant worker in Russia. Sayora has a plot of land where she plants rotations of wheat and vegetables. She has been farming for five years already, and receives a good income from selling the harvest. Sayora is now asking for a loan for her second planting. She wants to use the loan to buy fertilizer, fuel, and wheat, onion, and garlic seed. Her plans for the future are to increase plantings.
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Сайёра замужняя женщина в возрасте 49 лет. Она проживает в районе Шахритус. У Сайёры двое сыновей, которые помогают ей в деятельности. Сайёра занимается растениеводством, а муж работает мигрантом в России. Сайёра имеет участок орошаемой земли, на которой занимается посевом бахчевой культуры, пшеницы и овощей. Она занимается земледельческой деятельностью вот уже 5 лет и получает хорошую прибыль с продажи урожая. Сайёра в данный момент просит кредит для повторного посева. На сумму кредита она хочет приобрести минеральные удобрения, топливо, семена пшеницы, лука и чеснока. Ее планы на будущее - увеличить посевы.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 117
    View loans »
    Tajikistan Loans Fundraising
  • $29,882,225
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Sayora to buy fertilizer, fuel, and wheat, onion, and garlic seed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 12, 2013
Aug 24, 2013
Currency Exchange Loss:
Sep 17, 2014