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Kaiyrkul
Kaiyrkul is 46 years old, widowed, and has four children. She had a hard time after the death of her husband, but she gathered her strength and decided to keep going for her children. Of her children, her oldest daughter provides material help, since she sells groceries at the market. The rest of the children help around the property. Kaiyrkul provides the primary source of income for her family by raising and selling livestock. She started the business in 2008 by spending 25,000 som (KGS) on buying animals. Thanks to her tireless work and the active participation of her children, she now owns 2 bull calves and four sheep. Her monthly income is 15,000 som (KGS). With the goal of further developing her business, Kaiyrkul is asking the microfinance bank Bai-Tushum and Partners for a 70,000 som (KGS) loan for the purchase of calves for fattening and sale. She plans to invest income from the loan into further expanding her number of livestock, and she also plans to buy a sewing machine for the oldest daughter, who loves to sew.
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Кайыркул 46 лет, вдова, одна воспитывает четверых детей. Кайыркул пришлось нелегко, после смерти мужа, но она собрала силу в кулак и решила жить дальше ради своих детей. Из детей: старшая дочь помогает материально матери, дочь торгует продуктами питания на рынке. Остальные дети помогают по хозяйству. Кайыркул в качестве основного дохода для своей семьи занимается откормом скота и реализации, стартовав в 2008 году с покупки скота на 25,000 сом KGS. Благодаря упорному труду Кайыркул и активной помощи со стороны детей, в ее хозяйстве на сегодняшний день имеется: 2 бычка и 4 овцы. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Кайыркул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку бычков с дальнейшим откормом и реализацией. Доходы от кредита Кайыркул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует купить швейную машинку для старшей дочери, которая любит заниматься шитьем.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

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About Kyrgyzstan

  • $2,500
    Average annual income
  • 101
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,737,800
    Funds lent in using Kiva
  • 48.5
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,450 helped Kaiyrkul to buy calves for fattening and sale.
96% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 16, 2013
Listed
Aug 24, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 19, 2015