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Eric Jack
Erick is 27 years old and lives in Pucallpa. He has a five-year-old son that he loves very much. To pay for his household expenses, Erick works doing deliveries. He works around 10 hours per day and says that he is getting ahead because he is very kind and responsible.

Erick says he is grateful to Kiva lenders because thanks to their enormous help, he will be able to do some improvements in his home. He says that this will improve his family’s quality of life, and that he will be able to continue working toward making his greatest dream a reality, which is to have his own house.
View original language description ↓
Erick tiene 27 años de edad, vive en Pucallpa, es padre de un pequeño de 5 años de edad, al que quiere mucho. Erick y para poder solventar los gastos de su hogar trabaja como repartidor, el trabaja alrededor de 10 horas al día y el cree que está saliendo adelante porque es muy amable y responsable.

Erick está muy agradecido con los prestamistas kiva ya que gracias a su gran ayuda podrá realizar mejoras en su vivienda, lo cual le permitirá mejorar la calidad de vida de su familia, así el seguirá luchando para poder hacer realidad su más grande sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Eric Jack to do some improvements in his home.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 8, 2013
Aug 20, 2013
Currency Exchange Loss:
May 17, 2014