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Gilberto David
Gilberto lives in the city of Huaraz. He is 40 years old, and lives with his wife and 2 children. Gilberto is a hardworking man which is why he puts a lot of effort into his business every day selling clothing as the earnings from this business pay for the household expenses through his struggles.

Gilberto is very grateful to the Kiva lenders as thanks to the help they have provided he can buy more merchandise for his business such as polo shirts, sweaters, and more, so he can have a better variety of products and continue fighting in order to achieve his greatest dream: “Providing for his children to become professionals.”
View original language description ↓
Gilberto vive en la ciudad de Huaraz, tiene 40 años de edad, y vive al lado de su esposa y sus 2 hijos. Gilberto es un hombre muy trabajador, es por ello que cada día se esfuerza mucho en su negocio de venta de ropa ya que con los ingresos de este negocio puede solventar los gastos de su hogar con mucho esfuerzo.

Gilberto esta muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar mas mercadería para su negocio como polos, chompas, entre otros, así el tendrá mayor variedad de productos y seguirá luchando para poder hacer realidad su más grande sueño:” Darle una profesión a sus hijos”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Gilberto David to buy merchandise for his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 10, 2013
Aug 20, 2013
Currency Exchange Loss:
Sep 20, 2014