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Maria Elena
Maria is a 39-year-old woman. She lives in the city of Ica, in the Parcona district, with her husband and three children, whom she loves and are her principal reason for living. She is a very kind, hard-working, and enthusiastic person, who along with her husband dedicates all of her efforts to bringing her family out ahead. Unfortunately, because of a lack of economic resources and the necessity that she had of working from very young, Maria was not able to study for a career in education.

Through her own initiative, Maria works in her small business selling groceries and drinks. She works every day for approximately 10 hours and believes that it is going well for her because of her good prices and dedication to her job.

Maria is very thankful to the Kiva lenders, since thanks to the help provided, she will buy a larger quantity and variety of products. In this way, Maria will have her store better stocked and be able to attend to more customers. So, she will continue working and making an effort to achieve her greatest dream of seeing her children become good professionals.
View original language description ↓
Maria es una mujer de 39 años,vive en la ciudad de Ica, en el distrito de Parcona con su esposo y sus tres hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que junto con su esposo dedican todos sus esfuerzos por sacar adelante a su familia;lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Maria no pudo estudiar la carrera profesional de Educación.
por iniciativa propia, Maria trabaja en su pequeño negocio de venta de abarrotes y bebidas, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por los buenos precios y por la dedicación de su trabajo.
Maria se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada comprará mayor cantidad y variedad de productos, de esta manera Maria tendrá su negocio mejor abastecido y atenderá a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de ver a sus hijos convertidos en buenos profesionales.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 126
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD