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José Luís
José, 48, started working in agriculture at 8 years old. He is married and has three children aged 22, 19 and 15; all of his children live with him and work with him. He works in farming only because his level of education is 1st grade and he only knows how to write his name.

He walks 8 Km from the community to where he buys supplies and carries it all back by wheelbarrow; this takes him half a day, but he has no other choice.

He is requesting a loan from Fundación Campo, with which he'll buy 5 bags of manure to fertilize 7,000 square meters of corn and 3,500 square meters of beans, as well as, pay for day laborers.

This loan will help José buy supplies that he needs to be sure that he's giving his crops the necessary care to produce increased yields, and in turn, a higher income. This higher income will allow him to buy his children what they lack, like beds. He's never been able to buy them beds. He'd like to provide them with a better life.

In the future he'd like to be completely self-sufficient, he'd like his children to profit from the harvest, he'd like to invest his profits in improving their living conditions, like having a house that is at the very least made of adobe so they can live a little better.
View original language description ↓
Don José tiene 48 años de edad, se dedica a la agricultura desde la edad de ocho años. Está acompañado con quien tiene tres hijos de 22, 19 y 15 años de edad; todos viven con él y trabajan juntos. Solo se dedican al trabajo agrícola debido a que su nivel académico es únicamente primer grado solo sabe escribir su nombre.
Compra los insumos a unos 8 kilómetros de la comunidad, los va a traer en carreta, es un viaje de un medio día pero no tiene otra opción.
Con el préstamo solicitado a Fundación Campo, comprara 5 sacos de abono de triple quince para fertilizar 7,000 metros cuadrados de maíz y 3,500 de frijol a demás pagara algunos días de jornal.
Don José con el préstamo estará satisfaciendo la necesidad de comprar sus insumos y estar seguro que le dará el cuido necesario a su s cultivos su fertilización para conseguir una mejor cosecha, para sacar más producto logrando así mejores ingresos y comprar lo que a sus hijos les hace falta, como camas ya que en toda su vida no ha podido comprarles y quiere algo mejor para ellos.
En el futuro quiere ser una persona completamente auto sostenible, que a sus hijos después de la cosecha puedan constar con ganancia y que la ganancia la vuelvan en mejoras para la casa, poseer una casa por lo menos de adobe para vivir un poco mejor.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 663
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped José Luís buy 5 bags of manure to fertilize 7,000 square meters of corn and 3,500 square meters of beans, as well as, pay for day laborers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 19, 2013
Listed
Aug 20, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2014