Update on Daniel AntonioDaniel is a enterprising young man who is 24 years of age. He lives with his partner, who is a housewife and takes care of their four-year-old daughter.
Don Daniel decided to learn the trade of raising and fattening cattle by grazing. He also pursues other productive activities such as growing pumpkins and corn, buying and selling milk and other dairy products, and maintaining a press for drying cheese. His workday begins at 5:30 A.M. when he buys the milk from neighbors in his community who own dairy cows. To complete the process, he travels in his vehicle to the city so that he can sell the milk to wholesale vendors, but he sets aside a certain amount that he can process at home.
When he purchases steers for fattening, he travels by truck to the community of El Tiangue, which is a 45 minute trip. When he arrives, he inspects the animals with great care so that he can choose the best ones. Once he makes his purchase, it can take him up to half a day for him to return home.
The loan he is requesting from Fundación Campo will be used to buy four steers for fattening. This will enable him to increase his herd of cattle, which will be a great benefit because he can continue to make more sales. As a result, his earnings will increase and he can continue working.
Daniel is confident that he will earn more income since he is able to put in a lot more hours into his work. This will enable him to support his family by providing for all of their basic needs and establishing some savings so that they can build a house. They currently live in someone else's home.
para comprar sus novillos de engorde, viaja en un camión de los que salen de su comunidad hasta el tiangue, el viaje tarda 45 minutos, al llegar observa con mucho cuidado, hasta conseguir los mejores novillos, al realizar la compra que puede tardar medio día, viaja de regreso a casa.
El préstamo que esta solicitando a Fundación Campo, es para comprar 4 novillos de engorde en repasto. De esta manera, incrementara el lote de novillos, esto será de mucho beneficio, ya que las ventas de ganado serán mas continuas y por consiguiente, sus ingresos aumentaran para seguir trabajando.
Esta seguro que teniendo mayores ingresos, podrá trabajar por mucho tiempo, para aportar a su familia todo lo necesario para subsistir y ahorrar, para construir su casa, ya que actualmente vive en casa ajena.
Previous Loan DetailsDaniel is 23 years old, married and has one child. He has been raising cattle for six years. He also buys and sells milk together with his dad. Daniel gets up at 4.30am to collect milk from the neighbors in his community. He then makes a 20 minute trip to the city in his vehicle to sell the m... More from Daniel Antonio's previous loan »
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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