Sin Fronteras Group
This loan will benefit small entrepreneurs such as Sra. Lidia. She says that she joined Pro Mujer four years ago after receiving an invitation from her sister-in-law who is a member of the organization. Lidia currently has a business in which she sews and sells bedspreads. She started this business after noticing that there was a seasonal demand for these products.
The loan she is receiving now will be used to increase her capital for buying fabrics, which she will acquire at the fairs in the city of La Paz and then sell along the border between Bolivia and Peru. Working in this manner enables her to generate income to maintain her household. Lidia is in a common-law relationship and has three children.
When asked what she likes about Pro Mujer, Lidia said that she enjoys sharing with the other group members.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lidia es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación su cuñada que es socia de la institución. En la actualidad ella tiene un negocio de costura y venta de colchas; este negocio lo emprendió al observar la demanda que tienen estos productos en la temporada.
El crédito que ahora sacará es para el aumento de capital (compra de telas) que adquirirá las ferias de la ciudad de La Paz y posteriormente lo comercializará en la frontera de Bolivia – Perú. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta compartir con las compañeras.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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